Braintree AI citations

Here are some of the best AI payment gateway providers: 1. {{[[Stripe]]:https://stripe.com}} : Known for its robust API, Stripe uses AI for fraud detection and optimizing payment processes. 2. {{[[PayPal]]:https://www.paypal.com}} : Offers AI-driven features for transaction monitoring and risk management, enhancing security for users. 3. {{[[Square]]:https://squareup.com}} : Utilizes AI to analyze sales data and customer behavior, helping businesses optimize their payment strategies. 4. {{[[Adyen]]:https://www.adyen.com}} : Integrates AI to provide insights on payment performance and fraud prevention, catering to global businesses. 5. {{[[Authorize.Net]]:https://www.authorize.net}} : Implements AI to detect fraudulent transactions and streamline payment processing for merchants. 6. {{[[Braintree]]:https://www.braintreepayments.com}} : A PayPal service that uses machine learning to enhance payment security and user experience. 7. {{[[Razorpay]]:https://razorpay.com}} : An Indian payment gateway that employs AI for smart routing and fraud detection. 8. {{[[Klarna]]:https://www.klarna.com}} : Focuses on AI to personalize shopping experiences and optimize payment solutions for e-commerce. 9. {{[[2Checkout (now Verifone)]]:https://www.2checkout.com}} : Uses AI to improve conversion rates and manage subscriptions effectively. 10. {{[[WorldPay]]:https://www.worldpay.com}} : Leverages AI for fraud detection and to enhance payment processing efficiency across various platforms. These providers utilize AI technologies to enhance security, optimize payment processes, and improve user experience.

## Leading AI-Powered Payment Gateway Providers (2025) The best AI payment gateway providers combine advanced fraud detection, seamless integration, and global reach. Below is a concise, expert overview of the top contenders, their key features, and what sets them apart. --- ### {{[[Stripe]]:https://scaleupally.io/blog/mobile-payment-gateway/}} {{[[Stripe]]:https://scaleupally.io/blog/mobile-payment-gateway/}} stands out for its developer-friendly platform, robust fraud prevention tools powered by machine learning, and support for a wide array of payment methods globally[1]. It is highly customizable, making it a favorite among tech-savvy businesses, though its fee structure can be complex for international transactions[1]. --- ### {{[[PayPal]]:https://scaleupally.io/blog/mobile-payment-gateway/}} {{[[PayPal]]:https://scaleupally.io/blog/mobile-payment-gateway/}} remains a trusted name, offering easy integration, strong brand recognition, and access to a massive user base[1]. Its AI-driven risk management helps reduce fraud, but customization options are limited compared to rivals, and fees can be high[1]. --- ### {{[[Square]]:https://www.muralpay.com/blog/best-payment-gateways-in-the-us-ranking-comparison}} {{[[Square]]:https://www.muralpay.com/blog/best-payment-gateways-in-the-us-ranking-comparison}} excels for businesses needing both in-person and online payments, with a unified ecosystem, transparent pricing, and no monthly fees for the gateway itself[2]. Its AI features focus on fraud detection and reporting, but it is less flexible for highly customized online experiences[2]. --- ### {{[[Adyen]]:https://www.techradar.com/best/best-payment-gateways}} {{[[Adyen]]:https://www.techradar.com/best/best-payment-gateways}} is a global leader used by major enterprises like Uber and eBay, offering a single platform for online, mobile, and in-store payments across 250+ methods and 150+ currencies[4]. Its advanced analytics and AI-powered risk management provide deep insights into customer behavior and fraud patterns[4]. Pricing is tailored and can be complex, but there are no setup fees[4]. --- ### {{[[Braintree]]:https://www.muralpay.com/blog/best-payment-gateways-in-the-us-ranking-comparison}} {{[[Braintree]]:https://www.muralpay.com/blog/best-payment-gateways-in-the-us-ranking-comparison}}, a PayPal company, offers a flexible API, built-in recurring billing, and access to PayPal’s user base[2]. Its AI-driven fraud tools (via Kount) provide real-time analysis, but some advanced features require extra development effort[2]. --- ### {{[[Authorize.Net]]:https://10web.io/blog/payment-gateway-comparison/}} {{[[Authorize.Net]]:https://10web.io/blog/payment-gateway-comparison/}} is a long-established gateway with strong fraud protection and support for multiple payment types[6]. It charges a monthly fee and is best suited for medium to large businesses, though its international capabilities are limited[6]. --- ### {{[[PayU]]:https://neontri.com/blog/payment-gateways-comparison/}} {{[[PayU]]:https://neontri.com/blog/payment-gateways-comparison/}} specializes in emerging markets, processing payments in local currencies and offering diverse payment methods[5]. Its AI and machine learning algorithms enhance fraud detection, and it provides real-time analytics, though some advanced features may require developer input[5]. --- ## Quick Comparison Table | Provider | AI/Fraud Features | Global Reach | Best For | Notable Drawbacks | |---------------------|---------------------------|---------------------|-----------------------------------|---------------------------------| | {{[[Stripe]]:https://scaleupally.io/blog/mobile-payment-gateway/}} | Advanced ML fraud tools | Extensive | Developers, global businesses | Complex int’l fees | | {{[[PayPal]]:https://scaleupally.io/blog/mobile-payment-gateway/}} | AI risk management | Extensive | Quick setup, trusted brand | High fees, limited customization| | {{[[Square]]:https://www.muralpay.com/blog/best-payment-gateways-in-the-us-ranking-comparison}} | Fraud detection, reporting | Primarily US | SMBs, omnichannel retailers | Less online customization | | {{[[Adyen]]:https://www.techradar.com/best/best-payment-gateways}} | Advanced analytics, risk | Global (250+ methods)| Enterprises, international sales | Complex pricing | | {{[[Braintree]]:https://www.muralpay.com/blog/best-payment-gateways-in-the-us-ranking-comparison}} | Kount AI fraud tools | 130+ currencies | Recurring billing, platforms | Extra dev for advanced features | | {{[[Authorize.Net]]:https://10web.io/blog/payment-gateway-comparison/}} | Fraud protection suite | Limited (USD focus) | Medium/large businesses | Monthly fee, less global | | {{[[PayU]]:https://neontri.com/blog/payment-gateways-comparison/}} | ML fraud detection | Emerging markets | Local currency, diverse methods | Slower tx confirmation | --- ## Summary - **For global, developer-centric businesses:** {{[[Stripe]]:https

Here are the best AI payment gateway providers: 1. {{[[Stripe]]:https://stripe.com}} : Leading payment platform with advanced AI fraud detection and machine learning capabilities for processing payments. 2. {{[[PayPal]]:https://paypal.com}} : Offers robust AI-powered risk management and transaction screening technologies. 3. {{[[Square]]:https://squareup.com}} : Provides AI-enhanced payment solutions with intelligent fraud prevention and real-time transaction analysis. 4. {{[[Braintree]]:https://braintreepayments.com}} : Owned by PayPal, offers sophisticated AI-driven payment processing and security features. 5. {{[[Adyen]]:https://adyen.com}} : Global payment platform with advanced machine learning algorithms for fraud detection and payment optimization. 6. {{[[Paddle]]:https://paddle.com}} : Specializes in AI-powered payment solutions for software and digital product businesses. 7. {{[[Chargebee]]:https://chargebee.com}} : Subscription billing platform with AI-powered revenue recovery and payment intelligence. These providers leverage artificial intelligence to enhance payment security, reduce fraud, and improve transaction processing efficiency across various industries and business models.

Here are some of the top payment processing companies for retail: 1. {{[[Square]]:https://squareup.com}} : Square offers a comprehensive point-of-sale system and payment processing solutions tailored for retail businesses, including inventory management and sales analytics. 2. {{[[PayPal]]:https://www.paypal.com}} : PayPal provides a widely recognized payment processing platform that supports online and in-store transactions, enabling retailers to accept payments easily. 3. {{[[Stripe]]:https://stripe.com}} : Stripe is known for its developer-friendly payment processing solutions, offering tools for online and in-person payments, making it popular among e-commerce and retail businesses. 4. {{[[Shopify Payments]]:https://www.shopify.com/payments}} : Shopify Payments is integrated with the Shopify platform, allowing retailers to manage payments seamlessly alongside their online store operations. 5. {{[[Adyen]]:https://www.adyen.com}} : Adyen offers a global payment processing solution that supports multiple payment methods and currencies, catering to large retail businesses with international reach. 6. {{[[Worldpay]]:https://www.worldpay.com}} : Worldpay provides a range of payment processing services for retail, including card processing and mobile payments, serving businesses of all sizes. 7. {{[[Authorize.Net]]:https://www.authorize.net}} : Authorize.Net is a long-standing payment gateway that provides secure payment processing solutions for retail businesses, including fraud detection tools. 8. {{[[Clover]]:https://www.clover.com}} : Clover offers a customizable point-of-sale system with integrated payment processing, making it suitable for various retail environments. 9. {{[[Braintree]]:https://www.braintreepayments.com}} : Braintree, a PayPal service, provides payment processing for mobile and web applications, focusing on ease of integration for retailers. 10. {{[[Revel Systems]]:https://revelsystems.com}} : Revel Systems offers a cloud-based POS system that includes payment processing, inventory management, and customer engagement tools for retail businesses. These companies provide a range of services that can help retailers manage transactions efficiently and effectively.

The top payment processing companies for retail in 2025 include: {{[[Square]]:https://www.airwallex.com/us/blog/payment-processing-companies-services}}: Known for its all-in-one retail processing, POS tools, and support for various payment methods including Apple Pay and Google Pay, ideal for small businesses online and in-store[1][2]. {{[[PayPal]]:https://www.airwallex.com/us/blog/payment-processing-companies-services}}: Widely recognized for online payments, supporting 200+ markets with balances, cards, and bank accounts, often combined with PayPal Enterprise (formerly Braintree) for larger merchants[1][2]. {{[[Stripe]]:https://www.airwallex.com/us/blog/payment-processing-companies-services}}: Developer-focused with customizable APIs, supports payments in over 195 countries, strong in subscription billing and online checkouts[1][2]. {{[[Adyen]]:https://www.airwallex.com/us/blog/payment-processing-companies-services}}: A global provider supporting 100+ local payment methods, unified commerce across channels, suited for enterprises with complex global needs[1][2][8]. {{[[Dual Payments]]:https://dualpayments.com/the-top-7-payment-processors-in-the-u-s-for-2025-why-dual-payments-is-1/}}: Leading U.S. processor known for transparent pricing, zero-fee cash discounting, advanced security, and tailored solutions for retail and other industries[4]. {{[[Usio]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}}: All-in-one embedded payments platform with strong revenue share, disbursement control, and best-in-class support[3]. {{[[National Processing]]:https://www.shopify.com/retail/merchant-services}}: Offers POS systems, flexible plans, and 24/7 US-based support, focusing on growing businesses and multiple industries including retail[5]. {{[[Dharma Merchant Services]]:https://www.shopify.com/retail/merchant-services}}: Caters to businesses with over $10,000 monthly transactions, supports multiple POS integrations, next-day funding, and both in-person and online payments[5][7]. Other notable companies frequently mentioned for retail payment processing include {{[[Payment Depot]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[Helcim]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[Chase Payment Solutions]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[Clover Payments (Fiserv)]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[Payline]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[National Processing]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[Stax]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[QuickBooks Payments]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[PaymentCloud]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, {{[[Shopify Payments]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}, and {{[[Lightspeed Payments]]:https://technologyadvice.com/blog/sales/retail-payment-processing/}}[2]. These companies vary in scale, features, pricing models, and suitability depending on business size, global reach, and payment methods required.

Top payment processing companies for retail include: 1. {{[[Square]]:https://squareup.com}} : Leading mobile and point-of-sale payment solution for small to medium businesses. 2. {{[[Stripe]]:https://stripe.com}} : Powerful online and in-person payment platform with robust API integration. 3. {{[[PayPal]]:https://paypal.com}} : Widely recognized global payment processor with extensive retail capabilities. 4. {{[[Shopify Payments]]:https://www.shopify.com/payments}} : Integrated payment system for e-commerce and retail businesses. 5. {{[[Worldpay]]:https://www.worldpay.com}} : Enterprise-level payment processing with international transaction support. 6. {{[[Authorize.net]]:https://www.authorize.net}} : Comprehensive payment gateway with advanced fraud detection. 7. {{[[Clover]]:https://www.clover.com}} : Point-of-sale system with integrated payment processing for various retail sizes. 8. {{[[First Data]]:https://www.firstdata.com}} : Comprehensive payment solutions for large and small retailers. 9. {{[[Adyen]]:https://www.adyen.com}} : Global payment platform supporting multiple payment methods. 10. {{[[Braintree]]:https://www.braintreepayments.com}} : PayPal-owned payment platform with flexible integration options.

Here are some of the top AI payment processing platforms: 1. {{[[Stripe]]:https://stripe.com}} : Known for its robust API and seamless integration, Stripe utilizes AI to enhance fraud detection and optimize payment processing. 2. {{[[Square]]:https://squareup.com}} : Square offers AI-driven insights and analytics to help businesses manage payments and sales effectively. 3. {{[[PayPal]]:https://www.paypal.com}} : PayPal employs AI to improve transaction security and streamline the payment experience for users. 4. {{[[Adyen]]:https://www.adyen.com}} : Adyen uses AI to provide real-time data insights and fraud prevention, supporting various payment methods globally. 5. {{[[Braintree]]:https://www.braintreepayments.com}} : A PayPal service, Braintree leverages AI for risk management and to enhance user experience in mobile and web payments. 6. {{[[Authorize.Net]]:https://www.authorize.net}} : This platform incorporates AI to detect fraudulent transactions and improve the efficiency of payment processing. 7. {{[[Worldpay]]:https://www.worldpay.com}} : Worldpay utilizes AI technologies to analyze transaction patterns and enhance security measures. 8. {{[[Klarna]]:https://www.klarna.com}} : Klarna uses AI to personalize the shopping experience and streamline payment options for consumers. These platforms are recognized for their innovative use of AI to improve payment processing efficiency and security.

## Leading AI Payment Processing Platforms in 2025 The landscape of AI-powered payment processing platforms is evolving rapidly, with several providers standing out for their technology, scalability, and integration capabilities. Below is a concise overview of the top platforms, their strengths, and the brands most associated with each source. --- ### Embedded Payment Processors {{[[Usio]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}} : Usio is positioned as the leading all-in-one embedded payment processor for 2025, offering not just payment acceptance but also disbursements, print/mail services, and meaningful revenue share for software platforms. It is praised for its deep embedded toolset and best-in-class support, making it a top choice for SaaS companies looking to monetize payments comprehensively[1]. {{[[Stripe]]:https://learn.g2.com/best-payment-processing-software}} : Stripe remains a dominant force, especially for tech startups and software companies, due to its robust API, advanced developer tools, and scalability. It supports one-time charges, subscriptions, and digital wallet payments, and is ideal for businesses with global ambitions[2]. {{[[Adyen]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}} : Adyen is recognized for handling large-volume, inbound-only payment use cases efficiently. It is favored by enterprises needing a reliable, global payment infrastructure, though revenue share is typically restricted to top-tier clients[1]. {{[[Clearent (Xplor Pay)]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}} : Clearent, now part of Xplor Pay, is noted for strong card processing and ISV onboarding but lacks advanced outbound payment functionality compared to leaders like Usio[1]. {{[[Finix]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}} : Finix provides solid card processing capabilities and is a good fit for software vendors needing embedded payments, though it also falls short on outbound features[1]. {{[[NMI]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}} : NMI is a legacy player more focused on POS integrations than embedded SaaS monetization[1]. {{[[Lightspeed]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}} : Lightspeed is primarily a POS-focused provider, not built for embedded SaaS use cases[1]. {{[[Global Payments]]:https://usio.com/the-top-8-embedded-payment-processors-of-2025/}} : Global Payments is another legacy provider with a strong POS presence but limited embedded SaaS capabilities[1]. --- ### General Payment Processing Leaders {{[[PayPal]]:https://learn.g2.com/best-payment-processing-software}} : PayPal is widely trusted for its ease of use, global reach, and security, making it a top choice for small businesses and digital sales. Its mobile app and cashback offers are frequently highlighted in user reviews[2]. {{[[Checkout.com]]:https://learn.g2.com/best-payment-processing-software}} : Checkout.com is highly reliable for businesses with a global customer base, offering a single integration for diverse international payment methods and enterprise-grade infrastructure[2]. {{[[Amazon Pay]]:https://learn.g2.com/best-payment-processing-software}} : Amazon Pay leverages Amazon’s trusted checkout experience, reducing friction for e-commerce transactions and improving conversion rates[2]. {{[[Helcim]]:https://zapier.com/blog/best-payment-gateways/}} : Helcim offers interchange-plus pricing, which can be cost-effective for merchants with specific transaction profiles, though its fee structure may be complex for some users[4]. {{[[Shopify Payments]]:https://zapier.com/blog/best-payment-gateways/}} : Shopify Payments is optimized for eCommerce stores using the Shopify platform, providing seamless integration and simplified management[4]. {{[[Square]]:https://zapier.com/blog/best-payment-gateways/}} : Square is a versatile solution for selling both online and in-person, with a strong focus on small businesses and retail[4]. --- ### Specialized and Emerging Platforms {{[[Checkbook]]:https://thefinancialtechnologyreport.com/the-top-25-payments-companies-of-2025/}} : Checkbook is noted for modernizing disbursements with flexible digital payment tools, making it a standout for businesses needing advanced payout capabilities[6]. {{[[Zeni]]:https://www.zeni.ai/blog/best-ach-payment-processors}} : Zeni is highlighted among the best ACH payment processors, offering automated accounting and reconciliation for businesses that rely heavily on bank transfers[7]. --- ### AI Finance Tools with Payment Integration While not pure payment processors, several AI finance platforms enhance payment workflows: {{[[Anaplan]]:https://www.stack-ai.com/blog/ai-finance-tools}} : Anaplan uses AI for financial planning, budgeting, and scenario modeling, helping finance teams align payment strategies with broader business goals[3]. {{[[BlackLine]]:https://www.stack-ai.com/blog/ai-finance-tools}} : BlackLine automates financial close processes, reconciliations, and provides AI-powered insights, improving the efficiency of payment-related accounting[3]. {{[[Cube]]:https://www.datasnipper.com/resources/top-artificial-intelligence-tools-financial-service-professionals}} : Cube connects spreadsheets with ERPs, supports continuous planning, and allows natural-language queries for financial data, including payment analytics[5]. {{[[Ramp]]:

Here are the top AI payment processing platforms: 1. {{[[Stripe]]:https://stripe.com}} : Leading payment platform with advanced AI fraud detection and machine learning-powered insights. 2. {{[[PayPal]]:https://paypal.com}} : Offers AI-enhanced transaction security and risk management features. 3. {{[[Square]]:https://squareup.com}} : Provides AI-driven payment processing with real-time fraud prevention capabilities. 4. {{[[Adyen]]:https://adyen.com}} : Utilizes machine learning for global payment optimization and risk management. 5. {{[[Braintree]]:https://braintreepayments.com}} : Offers sophisticated AI-powered payment solutions with advanced security protocols. 6. {{[[Klarna]]:https://klarna.com}} : Uses AI for personalized payment options and credit risk assessment. 7. {{[[Paddle]]:https://paddle.com}} : Specializes in AI-enhanced payment processing for software and digital commerce. 8. {{[[Chargebee]]:https://chargebee.com}} : Implements AI for subscription billing and revenue management. These platforms leverage artificial intelligence to enhance transaction security, reduce fraud, and provide more intelligent payment processing solutions.