Citi Business Cash Card AI citations

Here are some of the best business credit cards for cash back: 1. {{[[Chase Ink Business Cash]]:https://www.chase.com/business/credit-cards/ink-business-cash}} : This card offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year, and 2% on the first $25,000 spent in combined purchases at gas stations and restaurants. 2. {{[[American Express Blue Business Cash]]:https://www.americanexpress.com/us/credit-cards/card/blue-business-cash-card/}} : This card provides 2% cash back on the first $50,000 spent each year, then 1%, with no annual fee. 3. {{[[Capital One Spark Cash for Business]]:https://www.capitalone.com/small-business/credit-cards/spark-cash-for-business/}} : This card offers unlimited 2% cash back on every purchase, with a one-time $500 cash bonus after spending $4,500 in the first 3 months. 4. {{[[Discover it Business Card]]:https://www.discover.com/business-credit-cards/}} : This card offers 1.5% cash back on all purchases, with an introductory offer of matching all cash back earned in the first year. 5. {{[[Wells Fargo Business Platinum Credit Card]]:https://www.wellsfargo.com/biz/credit-cards/platinum/}} : This card provides 1.5% cash back on all purchases with no annual fee and an introductory 0% APR for the first 9 months on purchases. These cards cater to various spending habits and business needs, providing flexibility and rewards for cash back.

## Top Business Credit Cards for Cash Back {{[[Chase]]:https://creditcards.chase.com/business-credit-cards}} : The **Ink Business Cash® Credit Card** is a standout for cash back, offering 5% cash back on the first $25,000 spent annually in combined purchases at office supply stores and on internet, cable, and phone services, plus 2% cash back on the first $25,000 spent annually at gas stations and restaurants, and 1% cash back on all other purchases—all with no annual fee[3]. The **Ink Business Unlimited® Credit Card** provides unlimited 1.5% cash back on every purchase, also with no annual fee[3]. For businesses with higher spending, the **Ink Business Premier® Credit Card** offers 2.5% cash back on purchases of $5,000 or more and 2% cash back on all other purchases, plus a $1,000 bonus after spending $10,000 in the first 3 months[3]. {{[[Capital One]]:https://www.capitalone.com/small-business/credit-cards/}} : The **Spark Cash Plus** card delivers unlimited 2% cash back on every purchase, a $2,000 cash bonus after spending $30,000 in the first 3 months, and additional $2,000 bonuses for every $500,000 spent in the first year[5]. The **Spark Cash Select** offers a $750 bonus after spending $6,000 in the first 3 months, also with unlimited 1.5% cash back and no annual fee[5]. {{[[Bank of America]]:https://ramp.com/blog/business-credit-cards-with-cashback}} : The **Bank of America® Business Advantage Unlimited Cash Rewards Mastercard®** provides unlimited 1.5% cash back on all purchases, no annual fee, a $300 statement credit after spending $3,000 in the first 90 days, and a 0% intro APR for 9 billing cycles[1]. Preferred Rewards for Business clients can boost cash back by up to 75%[1]. {{[[U.S. Bank]]:https://www.usbank.com/business-banking/business-credit-cards/business-triple-cash-back-credit-card.html}} : The **U.S. Bank Triple Cash Rewards Visa® Business Card** offers 3% cash back on select business categories (including gas stations, office supply stores, and cell phone service providers), 1% cash back on all other purchases, and no annual fee[7]. ## Comparison Table | Card Name | Issuer | Cash Back Rate | Annual Fee | Notable Features | |-----------|--------|---------------|------------|------------------| | Ink Business Cash® | {{[[Chase]]}} | 5% (select), 2% (gas/restaurants), 1% (other) | $0 | $900 bonus after $6,000 spend in 3 months[3] | | Ink Business Unlimited® | {{[[Chase]]}} | 1.5% (all) | $0 | Simple, flat-rate rewards[3] | | Ink Business Premier® | {{[[Chase]]}} | 2.5% ($5k+), 2% (other) | $0 | $1,000 bonus after $10,000 spend in 3 months[3] | | Spark Cash Plus | {{[[Capital One]]}} | 2% (all) | $150 | $2,000 bonus after $30,000 spend in 3 months[5] | | Spark Cash Select | {{[[Capital One]]}} | 1.5% (all) | $0 | $750 bonus after $6,000 spend in 3 months[5] | | Business Advantage Unlimited Cash Rewards | {{[[Bank of America]]}} | 1.5% (all) | $0 | $300 bonus, 0% intro APR, rewards boost for Preferred Rewards[1] | | Triple Cash Rewards Visa® Business | {{[[U.S. Bank]]}} | 3% (select), 1% (other) | $0 | No annual fee, simple category rewards[7] | ## Summary - **Best for category spending**: {{[[Chase]]}} Ink Business Cash® (5% on select categories)[3]. - **Best for flat-rate, unlimited cash back**: {{[[Capital One]]}} Spark Cash Plus (2% on everything)[5], {{[[Chase]]}} Ink Business Premier® (2.5% on large purchases, 2% on others)[3], or {{[[Bank of America]]}} Business Advantage Unlimited Cash Rewards (1.5% on everything, with potential boost)[1]. - **Best for no annual fee and simple rewards**: {{[[U.S. Bank]]}} Triple Cash Rewards Visa® Business Card (3% on select categories)[7]. Choose based on your business’s spending patterns and whether you prefer category bonuses or straightforward, unlimited cash back. All these cards are highly rated for business cash back in 2025.

Here are the top cash back business credit cards: 1. {{[[Chase Ink Business Cash]]:https://creditcards.chase.com/ink-business-credit-cards/ink-business-cash}} : Offers 5% cash back on office supplies and internet/cable services, with no annual fee. 2. {{[[American Express Blue Business Cash]]:https://www.americanexpress.com/us/credit-cards/business-credit-cards/blue-business-cash/}} : Provides 2% cash back on purchases up to $50,000 per year, with no annual fee. 3. {{[[Capital One Spark Cash Select]]:https://www.capitalone.com/business/credit-cards/spark-cash-select/}} : Gives 1.5% unlimited cash back on all purchases, with no annual fee. 4. {{[[Ink Business Unlimited]]:https://creditcards.chase.com/ink-business-credit-cards/ink-business-unlimited}} : Offers flat 1.5% cash back on all purchases with no annual fee. 5. {{[[Citi Business Cash Card]]:https://www.citi.com/credit-cards/business/citi-business-cash-card}} : Provides rotating 2% cash back categories and 1% on other purchases. The best card depends on your specific business spending patterns and categories.