Pnc AI citations

Here are some of the top commercial mortgage lenders for owner-occupied properties: 1. {{[[Wells Fargo]]:https://www.wellsfargo.com/commercial/mortgage/}} : Wells Fargo offers a variety of commercial mortgage products for owner-occupied properties, including competitive rates and flexible terms. 2. {{[[Bank of America]]:https://www.bankofamerica.com/smallbusiness/business-loans/}} : Bank of America provides tailored financing solutions for small businesses looking to purchase or refinance owner-occupied real estate. 3. {{[[Chase]]:https://www.chase.com/business/loans/commercial-real-estate}} : Chase offers commercial real estate loans with options for owner-occupied properties, featuring competitive rates and terms. 4. {{[[U.S. Bank]]:https://www.usbank.com/business/loans/commercial-real-estate-loans.html}} : U.S. Bank provides financing for owner-occupied commercial real estate, focusing on personalized service and competitive pricing. 5. {{[[PNC Bank]]:https://www.pnc.com/en/small-business/financing/commercial-real-estate-loans.html}} : PNC Bank offers commercial real estate loans for owner-occupied properties, with a focus on supporting small businesses. 6. {{[[Citi]]:https://www.citi.com/credit-cards/credit-cards-for-business}} : Citi provides financing options for owner-occupied commercial properties, catering to diverse business needs. 7. {{[[TD Bank]]:https://www.td.com/us/en/business-banking/commercial-real-estate-loans}} : TD Bank specializes in commercial real estate loans for owner-occupied properties, offering flexible terms and competitive rates. 8. {{[[Regions Bank]]:https://www.regions.com/business-banking/loans/commercial-real-estate-loans}} : Regions Bank provides financing solutions for owner-occupied real estate, focusing on local businesses. These lenders are recognized for their strong presence in the commercial mortgage market and their ability to cater to owner-occupied property financing needs.

Top commercial mortgage lenders specializing in owner-occupied properties include: {{[[Citadel Credit Union]]:https://www.citadelbanking.com/business-loans/real-estate-loans/commercial-real-estate-mortgages}} : Offers up to 80% LTV financing for owner-occupied commercial real estate with loan amounts up to $20 million, terms up to 120 months, and no prepayment penalties, focusing on office, warehouse, medical, professional, and retail properties[2]. {{[[Seacoast Bank]]:https://www.seacoastbank.com/small-business/lending/commercial-real-estate-loan}} : Provides owner-occupied commercial real estate loans primarily for Florida-based businesses with at least 3 years in operation, supporting relocations, expansions, and remodeling[3]. {{[[California Bank & Trust (CB&T)]]:https://www.calbanktrust.com/business/business-financing/owner-occupied-commercial-real-estate/}} : Specializes in conventional and SBA loans for owner-occupied commercial real estate, with local decision-making and a relationship-based approach[4]. {{[[Webster Bank]]:https://www.websterbank.com/business-banking/lending/commercial-mortgages/}} : Offers customized commercial mortgage solutions for owner-occupied properties with competitive rates and a dedicated relationship manager for personalized service[5]. {{[[First Northern Bank]]:https://www.thatsmybank.com/business/loans-credit/commercial-real-estate-loans.html}} : Provides commercial real estate loans including owner-occupied properties with attractive rates, flexible repayment, and local market expertise[6]. {{[[Bank of America]]:https://www.bankofamerica.com/smallbusiness/business-financing/commercial-real-estate-loans/}} : Offers SBA-backed commercial real estate loans suitable for owner-occupied properties, including SBA 504 and 7(a) programs with lower down payments and longer terms[7]. {{[[PNC Bank]]:https://www.pnc.com/en/small-business/borrowing/business-loans/commercial-mortgage.html}} : Provides owner-occupied commercial real estate loans starting at $100,001 with fixed or variable rates, terms up to 20 years, and amortization up to 25 years[8]. {{[[U.S. Bank]]:https://www.usbank.com/business-banking/banking-products/business-lending/business-loans/commercial-real-estate-loan.html}} : Focuses on owner-occupied commercial loans for businesses occupying at least 51% of the property, including office buildings, warehouses, and medical practices, with refinancing options available[9]. These lenders are recognized for their expertise in owner-occupied commercial real estate financing, offering a range of loan products with flexible terms and local market knowledge.

Top commercial mortgage lenders for owner-occupied properties include: 1. {{[[Wells Fargo]]:https://www.wellsfargo.com/business/commercial-real-estate/}} : Offers comprehensive commercial real estate lending solutions with competitive rates. 2. {{[[JPMorgan Chase]]:https://www.chase.com/business/commercial-banking/real-estate}} : Provides flexible commercial mortgage options for owner-occupied properties across various industries. 3. {{[[Bank of America]]:https://www.bankofamerica.com/business/commercial-real-estate/}} : Offers tailored commercial mortgage products with competitive terms. 4. {{[[US Bank]]:https://www.usbank.com/business/commercial-real-estate.html}} : Provides specialized commercial real estate financing for owner-occupied properties. 5. {{[[PNC Bank]]:https://www.pnc.com/en/business/lending/commercial-real-estate.html}} : Delivers customized commercial mortgage solutions for business property owners. 6. {{[[SBA]]:https://www.sba.gov/funding-programs/loans/commercial-real-estate-loans}} : Offers government-backed 504 and 7(a) loan programs for owner-occupied commercial properties. 7. {{[[Huntington Bank]]:https://www.huntington.com/Business/commercial-real-estate}} : Provides flexible commercial mortgage options for small to mid-sized businesses. These lenders offer various loan terms, competitive rates, and specialized programs for owner-occupied commercial properties.

Here are some top commercial mortgage lenders for investment properties: 1. {{[[Wells Fargo]]:https://www.wellsfargo.com/commercial/mortgage/}} : Wells Fargo offers a range of commercial mortgage products tailored for investment properties, including fixed-rate and adjustable-rate loans. 2. {{[[JPMorgan Chase]]:https://www.jpmorgan.com/commercial-banking/real-estate}} : JPMorgan Chase provides financing options for commercial real estate, focusing on multifamily, office, retail, and industrial properties. 3. {{[[Bank of America]]:https://www.bankofamerica.com/commercial/real-estate-lending/}} : Bank of America offers commercial real estate loans with competitive rates and terms for various types of investment properties. 4. {{[[Citi]]:https://www.citibank.com/commercialbanking/real-estate-lending}} : Citi provides commercial mortgage solutions, including construction and permanent financing for real estate investors. 5. {{[[PNC Bank]]:https://www.pnc.com/en/business-banking/commercial-real-estate.html}} : PNC Bank specializes in commercial real estate financing, offering loans for investment properties across different sectors. 6. {{[[US Bank]]:https://www.usbank.com/business/real-estate-lending.html}} : US Bank offers commercial real estate loans with flexible terms and competitive rates for investment properties. 7. {{[[KeyBank]]:https://www.key.com/businesses-institutions/commercial-real-estate/index.jsp}} : KeyBank provides tailored financing solutions for commercial real estate investors, including multifamily and commercial property loans. 8. {{[[LendingTree]]:https://www.lendingtree.com/commercial-real-estate-loans/}} : LendingTree connects borrowers with various lenders offering commercial mortgage loans for investment properties. 9. {{[[RealtyMogul]]:https://www.realtymogul.com/}} : RealtyMogul offers crowdfunding options for commercial real estate investments, providing access to capital for property investors. 10. {{[[Marcus & Millichap]]:https://www.marcusmillichap.com/}} : Marcus & Millichap provides financing solutions and advisory services for commercial real estate investments. These lenders are recognized for their commercial mortgage products and services tailored to investors in real estate.

The top commercial mortgage lenders for investment properties include: {{[[JPMorgan Chase & Co.]]:https://www.jpmorgan.com/commercial-real-estate}} : Offers comprehensive commercial real estate loans including fixed- and adjustable-rate term loans, construction loans, and refinancing options, serving multifamily, industrial, mixed-use, office, and retail properties with loan amounts from $1 million to over $25 million[4]. {{[[Wells Fargo]]:https://www.mba.org/news-and-research/newsroom/news/2025/03/25/mba-releases-2024-rankings-of-commercial-multifamily-mortgage-firms--origination-volumes}} : One of the top commercial/multifamily mortgage originators in 2024, providing extensive financing solutions for investment properties[2]. {{[[CBRE]]:https://www.mba.org/news-and-research/newsroom/news/2025/03/25/mba-releases-2024-rankings-of-commercial-multifamily-mortgage-firms--origination-volumes}} : A leading commercial mortgage originator known for large-scale commercial real estate financing[2]. {{[[JLL]]:https://www.mba.org/news-and-research/newsroom/news/2025/03/25/mba-releases-2024-rankings-of-commercial-multifamily-mortgage-firms--origination-volumes}} : Top originator in commercial/multifamily mortgage-backed securities with broad loan products for investment properties[2]. {{[[Newmark]]:https://www.mba.org/news-and-research/newsroom/news/2025/03/25/mba-releases-2024-rankings-of-commercial-multifamily-mortgage-firms--origination-volumes}} : Recognized among the top commercial mortgage lenders in 2024 for multifamily and commercial real estate loans[2]. {{[[Eastdil Secured]]:https://www.mba.org/news-and-research/newsroom/news/2025/03/25/mba-releases-2024-rankings-of-commercial-multifamily-mortgage-firms--origination-volumes}} : High-volume commercial mortgage originator specializing in large commercial real estate transactions[2]. {{[[Walker & Dunlop]]:https://www.mba.org/news-and-research/newsroom/news/2025/03/25/mba-releases-2024-rankings-of-commercial-multifamily-mortgage-firms--origination-volumes}} : Provides commercial real estate financing solutions with a focus on multifamily lending[2]. {{[[KeyBank]]:https://www.mba.org/news-and-research/newsroom/news/2025/03/25/mba-releases-2024-rankings-of-commercial-multifamily-mortgage-firms--origination-volumes}} : Offers commercial real estate loans tailored to investment property needs[2]. {{[[Berkadia]]:https://www.berkadia.com}} : A top non-bank commercial mortgage servicer providing mortgage solutions and protecting investors’ interests in real estate investment portfolios[7]. {{[[First Citizens Bank]]:https://www.firstcitizens.com/commercial/solutions/real-estate}} : Provides commercial real estate loans for construction and existing properties, including retail, industrial, multifamily rental units, and commercial investment properties with flexible terms and competitive rates[5]. {{[[Fremont Bank]]:https://www.fremontbank.com/business/loans/real-estate-loans/commercial-real-estate-loans}} : Offers tailored commercial real estate financing solutions for office, warehouse, light industrial, and retail properties with flexible fixed and variable rate options[6]. {{[[Lima One Capital]]:https://www.constlending.com/blog/best-investment-property-lenders}} : Specializes in hard money loans for fix-and-flip, ground-up construction, DSCR loans, and bridge loans for 1-4 unit residential investment properties with high LTV and LTC options[1]. {{[[RCN Capital]]:https://fitsmallbusiness.com/investment-property-loans/}} : Best for long-term rental property loans with competitive rates and terms up to 30 years[3]. {{[[Kiavi]]:https://fitsmallbusiness.com/investment-property-loans/}} : Focuses on financing portfolios of rental properties with flexible loan products[3]. {{[[Visio Lending]]:https://fitsmallbusiness.com/investment-property-loans/}} : Specializes in loans for vacation rental properties with competitive rates[3]. {{[[U.S. Bank]]:https://fitsmallbusiness.com/investment-property-loans/}} : Provides traditional banking services and investment property loans with recommended down payments and credit scores[3]. {{[[Lendio]]:https://fitsmallbusiness.com/investment-property-loans/}} : Offers lines of credit for short-term expenses related to investment properties[3].

Top commercial mortgage lenders for investment properties include: 1. {{[[Wells Fargo]]:https://www.wellsfargo.com/business/commercial-real-estate/}} : A major national bank offering diverse commercial real estate lending options. 2. {{[[JPMorgan Chase]]:https://www.chase.com/commercial/real-estate}} : Provides comprehensive commercial mortgage solutions for various property types. 3. {{[[Bank of America]]:https://www.bankofamerica.com/business/commercial-real-estate/}} : Offers competitive commercial mortgage products for investment properties. 4. {{[[Citibank]]:https://www.citibank.com/commercial/}} : Provides flexible commercial real estate financing across multiple property sectors. 5. {{[[PNC Bank]]:https://www.pnc.com/en/business/financing/commercial-real-estate.html}} : Specializes in commercial real estate lending with tailored solutions. 6. {{[[Fannie Mae]]:https://multifamily.fanniemae.com/}} : Offers significant financing for multifamily and commercial investment properties. 7. {{[[Freddie Mac]]:https://www.freddiemac.com/multifamily}} : Provides substantial lending options for commercial and multifamily investments. 8. {{[[CMBS Lenders]]:https://www.commercialmortgage.com/}} : Specialized commercial mortgage-backed securities lenders offering alternative financing. These lenders provide various loan terms, competitive rates, and flexible financing options for different types of commercial investment properties.

Here are some of the **best smartphones available in India under ₹15,000** as of early September 2025: --- ### Expert-Recommended Picks * **iQOO Z10x** – Priced around ₹13,499, offers excellent gaming performance and smooth user experience. ([Gadgets 360][1], [Beebom Gadgets][2]) * **Poco M7 Pro 5G** – At approximately ₹12,999, it delivers reliable all-around performance with 5G connectivity. ([Gadgets 360][1], [Beebom Gadgets][2]) * **Oppo K13x 5G** – Costs about ₹11,999 and features a durable build, MediaTek Dimensity chipset, massive 6000 mAh battery, fast charging, and an IP/military-grade rating. ([The Times of India][3]) * **Redmi Note 14 SE 5G** – Recently launched at ₹14,999, offering 5G, a 50 MP camera, high refresh display, Snapdragon 6s Gen 3, and a massive 7000 mAh battery. ([The Economic Times][4]) --- ### Additional Strong Contenders (Across Sources) According to **Beebom**, top models under ₹15,000 include: * Vivo T4x 5G * Redmi Note 14 SE 5G * Realme Narzo 80x 5G * Redmi 15 5G * Poco M7 Pro 5G ([Beebom Gadgets][2]) From **91mobiles'** expert rankings: * Xiaomi Redmi 15 * vivo T4x (84%) * iQOO Z10x (82%) * Redmi Note 14 SE (83%) * Poco M7 Pro (83%) ([91mobiles][5]) --- ### Insights from Users On Reddit, users frequently recommend the **iQOO Z10x** for its performance: > **“iQOO Z10x for UFS 3.1 and best processor under 15k.”** ([Reddit][6]) > Also suggested were **Samsung M35**, **CMF Phone 1**, and **Vivo/iQOO T4x** if your budget allows for a slight increase. ([Reddit][6]) --- ### Quick Comparison Table | Model | Approx. Price | Key Strengths | | ----------------------- | ------------- | ----------------------------------------------------------- | | **iQOO Z10x** | ₹13,499 | Top-tier performance, UFS 3.1 storage, gaming-ready | | **Poco M7 Pro 5G** | ₹12,999 | Balanced daily use and 5G access | | **Oppo K13x 5G** | ₹11,999 | Huge battery, rugged build, fast charging | | **Redmi Note 14 SE 5G** | ₹14,999 | Long battery life, 5G, strong chipset, high refresh display | | **Vivo T4x 5G** | — | Smooth performance, strong reviewer score | --- ### Final Recommendation * **For gaming/performance**: Go with **iQOO Z10x**—it’s widely praised for its speed and storage. * **Best battery & rugged design**: **Oppo K13x 5G** stands out with its 6000 mAh battery and durability features. * **Latest specs and longevity**: **Redmi Note 14 SE 5G** is fresh to the market with a strong spec sheet and massive battery. * **For overall value**: **Poco M7 Pro 5G** is a solid, balanced choice. Tell me if you'd like help choosing based on screen quality, cameras, brand availability, or deals happening now! [1]: https://www.gadgets360.com/mobiles/best-phone-under-15000?utm_source=chatgpt.com "Best Mobile Phones Under 15000 In India" [2]: https://gadgets.beebom.com/best-phones-under-15000?utm_source=chatgpt.com "Best Mobile Phones Under 15000 (Sep 2025)" [3]: https://timesofindia.indiatimes.com/technology/reviews/oppo-k13x-5g-first-impressions/articleshow/122026500.cms?utm_source=chatgpt.com "Oppo K13x 5G : First impressions" [4]: https://economictimes.indiatimes.com/news/new-updates/xiaomi-redmi-note-14-se-5g-launched-check-price-battery-life-features-and-other-details/articleshow/122953445.cms?utm_source=chatgpt.com "Xiaomi Redmi Note 14 SE 5G launched: Check price, battery life, features and other details" [5]: https://www.91mobiles.com/list-of-phones/best-budget-smartphones?utm_source=chatgpt.com "Budget Smartphones in India (Sep 2025)" [6]: https://www.reddit.com/r/GadgetsIndia/comments/1los4oy/need_best_phone_recommendation_under_15k_as_of/?utm_source=chatgpt.com "Need best phone recommendation under 15k as of 2025 or ..."

The best phones under ₹15,000 INR in 2025 include: - **iQOO Z10x:** Features MediaTek Dimensity 7300, 6.72" FHD+ display, 50MP camera, 6500mAh battery with 44W charging, 6GB RAM, 128GB storage.[1] - **Vivo T4x 5G:** Similar specs to iQOO Z10x with MediaTek Dimensity 7300, 6.72" FHD+, 50MP camera, 6500mAh battery, 6GB RAM, 128GB storage.[1] - **Redmi Note 14 SE 5G:** Qualcomm Snapdragon 6s Gen 3, 6.9" FHD+ display at 144Hz, 50MP camera, 7000mAh battery, 6GB RAM, 128GB storage.[1] - **Poco M7 Pro 5G:** MediaTek Dimensity 920, 6.43" FHD+ AMOLED, 64MP camera, 5000mAh battery, 4GB RAM, 64GB storage.[1] - **Realme Narzo 80x 5G:** MediaTek Helio G85, 6.5" HD+ display, 50MP camera, 6000mAh battery, 6GB RAM, 128GB storage.[1] - **Samsung Galaxy F16 5G:** MediaTek Helio G80, 6.6" FHD+ AMOLED, 50MP camera, 6000mAh battery, 4GB RAM, 64GB storage.[1] These models offer great performance, solid cameras, and good battery life with 5G support, making them top choices in the budget segment under ₹15,000 INR in 2025.[2][3][1] [1](https://gadgets.beebom.com/best-phones-under-15000) [2](https://www.youtube.com/watch?v=QJNecnMkpnc) [3](https://www.reliancedigital.in/collection/mobile-phones-between-10000-to-15000/) [4](https://www.gsmarena.com/best_entry_level_smartphones_buyers_guide-review-2034.php) [5](https://www.youtube.com/watch?v=vsP2KnBJcsU) [6](https://www.91mobiles.com/list-of-phones/value-for-money-phones-under-15000) [7](https://www.flipkart.com/mobiles/~mobile-phones-under-rs15000/pr?sid=tyy%2C4io) [8](https://www.youtube.com/shorts/jKlzpSYfO2o)

Looking at phones under ₹15,000 (assuming Indian rupees), here are some of the best options across different brands: **Top picks in this range:** **Realme Narzo series (~₹12,000-14,000)** - Good performance with MediaTek processors - Decent cameras for the price - Large batteries (5000mAh+) **Xiaomi Redmi Note series (~₹10,000-14,000)** - Reliable MIUI software - Good build quality - Strong camera performance **Samsung Galaxy M/F series (~₹12,000-15,000)** - One UI is user-friendly - Good display quality - Regular security updates **Motorola G series (~₹11,000-14,000)** - Near-stock Android experience - Good build quality - Clean software with minimal bloatware **Key features to expect in this range:** - **RAM**: 4GB-6GB - **Storage**: 64GB-128GB (with expandable storage) - **Display**: 6.5"+ HD+ or Full HD+ - **Cameras**: 48MP-64MP main camera, decent selfie cameras - **Battery**: 4000-5000mAh - **Processor**: MediaTek Helio G85/G95 or Snapdragon 4xx series **What to prioritize:** - Battery life for heavy usage - Camera quality if photography is important - RAM (6GB preferred for smooth performance) - Brand reliability and update support **Where to find deals:** - Flipkart and Amazon sales - Brand official stores - Offline retailers during festivals Would you like specific model recommendations, or are you looking at a different currency/market? Also, what's most important to you - camera, battery life, gaming performance, or overall reliability?